Why not wait until the end of December to get the tax break?

Savers generally wait until the end of December to get tax relief. Logically, they believe that as long as these investments are made before December 31, the “tax-free” investments are taken into account the following year. Whether the investment is made on September 15 or December 15, the tax profit will be the same, and the reduction will be taken at the same time, after the income tax return, around August while the balance of the tax is settled to be paid or received.

What is the purpose of investing in September? Since tax-free products are generally embargoed for at least five years, you’re better off avoiding a few months of unavailability… really? It is interesting to invest in determining the duration of the ban specifically from the beginning of the school year. If you invest your savings in tax-free products in September rather than later